No carry insurance, then. Got it.

Good thing I’ve never taken your advice.

+1.

I recall an excellent FxF class I took years ago. First scenario was a parking lot scenario (vehicles inside a very large shoot house, using UTM manmarker sim rounds d protective gear) where someone was apparently being mugged and gunplay ensued. They put me near but not in the line of fire.

I was able to immediately drop and take cover (vehicle wheel / engine block) and draw . . . and then use cover to get the heck out of Dodge while making sure nobody was pointing / shooting at me.

At the after action, some of the other students were like, “why didn’t you take the shot?” (I was in position where I could easily have popped up and done so). And my reaction was (1) I cannot be sure who was actually the aggressor (was it perhaps an undercover LE making a bust that went sidewise?), (2) if I, personally, am not in imminent danger, have a safe way out, and am not 100% sure of the situation, why would I be putting rounds down? (Unlike cops, I don’t have qualified immunity.)

Instructor confirmed that it was indeed a “sucker” scenario, where taking the shot was indeed the wrong move.

WRONG! It should be, the first rule to WINNING a gunfight is to not show up. The second rule is, if you do show up, bring lots of your friends that have guns. Situational awareness and avoiding conflict are absolutely necessary. One carries a gun only *** in extremis ***, as a last resort. Self defense isn’t a fucking fashion show.